Roadmap

Your plan, one phase at a time.

고금리 빚 μ²­μ‚°You are here🎯 Oct 30, 2026
$6,684.15 / $9,922.87 Β· 67%
🎯 친ꡬ λŒ€μ—¬ μƒν™˜$1,500.00 / $1,500.00
βœ“ Done!
πŸ’³ Pay off TD Low Rate Visa$3,395.17 / $4,930.39
$1,535.22 left to pay off Β· 69%
πŸ’³ Pay off RBC ION+ Visa$1,788.98 / $3,492.48
$1,703.50 left to pay off Β· 51%

RBC 23% β†’ TD ~13% β†’ 친ꡬ λŒ€μ—¬. μΉ΄λ“œλŠ” 9μ›” 말 μ²­μ‚° μ˜ˆμ •. ν•™μžκΈˆ(0%)은 μœ λ™μ„± μœ„ν•΄ λ§ˆμ§€λ§‰, 미리 κ°šμ§€ μ•ŠμŒ.

μ›Œμ²΄μŠ€νŠΈ ꡬ좕 β†’ $9,000🎯 Dec 18, 2026
$680.95 / $14,000.00 Β· 5%
🎯 War chest$680.95 / $9,000.00
$8,319.05 to go Β· 8%
🎯 Perspective μž₯ν•™κΈˆ πŸŽ“$0.00 / $5,000.00
$5,000.00 to go Β· 0%

10/1~12/19 κ³ μ†Œλ“ ꡬ간이 μœ μΌν•œ μ €μΆ• μ°½. λ“±λ‘κΈˆ + μ†Œλ“μ ˆλ²½ μƒμ‘΄μžκΈˆ. μ‹œμž₯ μ•„λ‹˜ β€” HISA/ν˜„κΈˆμœΌλ‘œ.

2027 μžμ²΄μ‘°λ‹¬ & μ‚¬μˆ˜

Winter 2027(15cr)은 μ΅œμ†Œ 근무둜 GPA μ‚¬μˆ˜(쑰건뢀 학사경고). Summer 2027(가벼움)에 λͺ°μ•„μ„œ 벌기. νŒŒνŠΈνƒ€μž„ 성사 μ‹œ μ—¬κΈ°λΆ€ν„° ν‘μž. 기본선은 μ‹λ‹Ήλ§Œ.

투자 μ˜¨λž¨ν”„

μ‘Έμ—…/μ•ˆμ • μ†Œλ“ ν›„: λΉ„μƒκΈˆ 3κ°œμ›”μΉ˜ β†’ TFSA 원티켓 ETF(XEQT/VEQT) μžλ™μ΄μ²΄, μ‹€μˆ˜λ Ή ~15-20%. νŒŒνŠΈνƒ€μž„ μ •κ·œμ§ μ „ν™˜ μ‹œ μ•žλ‹ΉκΉ€.